Introduction
One For All Holdings, Inc. (“Company,” “we,” “us,” or “our”), operating under the trade name oneforallholdings.com, is committed to protecting the privacy, confidentiality, accuracy, and security of the personal information we collect, use, and disclose in the course of providing life insurance services. This Privacy Policy outlines how we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian privacy laws.
By visiting our website at oneforallholdings.com (“Website”) or using our services, you agree to the practices described in this Privacy Policy.Scope and ApplicationThis Privacy Policy applies to:• Personal information we collect through the Website and during the course of our life insurance services.• All communications between you and us, including email, phone, or other channels.
Personal information refers to information about an identifiable individual, as defined under PIPEDA. This Privacy Policy does not apply to anonymous or non-personal information.
Accountability
We are responsible for all personal information under our control, including any personal information transferred to third parties for processing. We have designated a Privacy Officer to oversee our compliance with this Privacy Policy and applicable privacy legislation.
If you have any questions or concerns about our Privacy Policy or handling of personal information, please contact our Privacy Officer at:
Privacy Officer
One For All Holdings, Inc.
2233 Argentia Road, Suite 302,
Mississauga, Ontario
L5N 2X7
Email: contact@oneforallholdings.com
Phone: 289-819-1253
Consent
Where required by law, we obtain your consent for the collection, use, or disclosure of your personal information (except where otherwise permitted or required by law). Consent may be obtained in various forms, including written, electronic, or verbal means, or may be implied where the purpose for collecting, using, or disclosing personal information would be considered obvious to a reasonable person.
You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice. Note that withdrawing consent may limit our ability to provide certain services.
What Personal Information We Collect
The types of personal information we may collect include, but are not limited to:
• Contact details: Name, mailing address, email address, phone number.
• Identification details: Date of birth, government-issued identification (e.g., driver’s license), insurance policy numbers.
• Financial and health information: Bank account details (for premium payment), credit card information (if needed), medical history, and other relevant health or lifestyle information required for insurance applications.
• Website usage information: IP address, browser type, and browsing behavior on our Website (collected via cookies or similar technologies).
Purpose of Collecting Personal Information
We collect and use personal information for the following purposes:
1. To provide life insurance products and services – including evaluating applications, underwriting policies, processing claims, and offering related coverage or services.
2. To communicate with you – responding to inquiries, sending administrative or service communications, and offering relevant updates about our services.
3. To comply with legal and regulatory requirements – including verifying identity, detecting fraud, and fulfilling our obligations to regulatory authorities.
4. To improve our services and Website – analyzing trends and usage of our services, and improving user experience on our Website.
We will only use and disclose your personal information for the purposes identified or as otherwise permitted or required by law.
Disclosure of Personal Information
We may share your personal information with the following parties as necessary to provide our services and comply with applicable laws:
• Insurance carriers and underwriters – to process applications, administer policies, and handle claims.
• Service providers and business partners – third-party companies or agents performing functions on our behalf, such as IT support, payment processing, or analytics.
• Regulatory authorities – as required to comply with applicable laws, regulations, or court orders.
• Legal, financial, or other advisors – in connection with strategic business transactions (mergers, acquisitions, or financing).
In all cases, we use contractual or other appropriate means to ensure that any third-party entity provides comparable levels of protection while handling personal information.
Retention and Accuracy of Personal Information
We will retain personal information only as long as necessary for the purposes identified in this Privacy Policy or as required by law.• We make reasonable efforts to ensure your personal information is accurate, complete, and up to date for the purposes for which it is used.• You may request correction of your personal information by contacting our Privacy Officer (see Section 3 above).
Safeguards
We employ a variety of administrative, technological, and physical safeguards to protect personal information from unauthorized access, use, or disclosure. These measures include, but are not limited to:• Restricted access to personal information on a need-to-know basis.• Secure data storage with appropriate encryption.• Regular security audits and assessments to identify potential vulnerabilities.
Despite these measures, no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee absolute security, but we strive to protect your personal information using commercially acceptable means.
Access to Your Personal Information
You have the right to access your personal information under our control, subject to certain legal or contractual restrictions. Upon written request, we will inform you of the existence, use, and disclosure of your personal information, and give you access to that information.
Please submit your request to our Privacy Officer (see Section 3 above). We will respond within a reasonable time, generally within 30 days or as required by law.
Cookies and Online Tracking
Our Website may use cookies, web beacons, or similar tracking technologies to enhance user experience and analyze Website usage. You can set your browser to refuse or remove cookies, but this may limit your ability to use certain features of our Website.
Complaint and Dispute Resolution
If you have a complaint regarding our privacy practices or compliance with this Privacy Policy, please contact our Privacy Officer (see Section 3). We will investigate all complaints promptly and make every effort to resolve them. If we are unable to resolve your complaint, you may also contact the Office of the Privacy Commissioner of Canada (OPC) or the applicable provincial privacy commissioner.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Any modifications will be effective when posted to our Website. We encourage you to review this Privacy Policy periodically for the latest information on our privacy practices.Contact Us
If you have any questions or comments about this Privacy Policy or our privacy practices, please contact:
Privacy Officer
One For All Holdings, Inc.
2233 Argentia Road, Suite 302
Mississauga, Ontario
L5N 2X7
Email: contact@oneforallholdings.com
Phone: 647-905-5465
By using our Website and services, you acknowledge that you have read and understand this Privacy Policy and agree to its terms.