Welcome to oneforallholdings.com(the “Website”), owned and operated by One For All Holdings, Inc. (“Company,” “we,” “us,” or “our”). By accessing or using the Website, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please discontinue using the Website.
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‍Acceptance of Terms
Binding Agreement
‍By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

Modifications
‍We may update these Terms at any time without prior notice. The updated Terms become effective upon posting to the Website. Your continued use of the Website after such changes indicates your acceptance of the new Terms.
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‍Purpose and Scope of Website
Informational Use
‍The Website provides general information about our life insurance services and related offerings. Any insurance quotes or estimates displayed on the Website are for illustration purposes only and do not constitute a binding contract, application, or offer.
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No Professional Advice
‍The content on this Website, including articles, blogs, or FAQs, is not intended to provide legal, financial, or other professional advice. Always seek professional counsel for specific insurance-related or personal queries.
‍Eligibility
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Age and Legal Capacity
‍You must be at least the age of majority in your jurisdiction (18 years old or older in most Canadian provinces/territories) to use this Website. By using the Website, you represent that you have the legal capacity and authority to enter into a binding contract under applicable laws.
Canadian ResidentsThe Website is intended primarily for Canadian residents. If you access the Website from outside Canada, you are responsible for complying with local laws if they apply.

‍Use of Website
Permitted Use
‍You agree to use the Website only for lawful purposes, in compliance with these Terms, and in a manner that does not infringe the rights of, or restrict or inhibit the use of the Website by any third party.
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Prohibited Conduct
‍You agree not to:• Use the Website to distribute any content that is unlawful, harmful, abusive, defamatory, or otherwise objectionable.• Attempt to gain unauthorized access to the Website or our servers.• Use any automated means (e.g., bots, crawlers) to access or collect data from the Website without our prior written permission.
‍Intellectual Property
Ownership
‍All content, trademarks, logos, service marks, graphics, text, images, and software on the Website (“Content”) are the property of the Company or its licensors and are protected under Canadian and international copyright, trademark, and other intellectual property laws.
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Limited License
‍We grant you a limited, non-exclusive, non-transferable license to view and use the Website and its Content for personal, non-commercial use. You shall not modify, reproduce, distribute, or create derivative works from any Content without our prior written consent.

‍Privacy and Personal Information
Privacy Policy
‍Your submission of personal information through the Website is governed by our Privacy Policy. By using the Website, you consent to the collection, use, and disclosure of your personal information in accordance with that policy.
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Accuracy of Information
‍You agree to provide accurate, current, and complete information as requested by our forms or other communications. If any information you provide is false or misleading, we reserve the right to terminate or restrict your access to the Website or our services.

Disclaimer of Warranties
“As Is” BasisThe Website and its Content are provided on an “as is” and “as available” basis without warranties or conditions of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
No Guarantee
‍We make no guarantee that the Website will be uninterrupted, timely, secure, error-free, or that any defects will be corrected. We are not responsible for any damages arising from your use of, or inability to use, the Website.
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‍Limitation of Liability
Exclusion of DamagesTo the fullest extent permitted by applicable law, the Company, its officers, directors, employees, agents, affiliates, or licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Website or reliance on any Content.
Maximum Liability
‍Where liability cannot be excluded, our total liability for any claim arising out of or relating to the use of the Website shall not exceed the amount paid by you to us (if any) in connection with your use of the Website during the six-month period preceding the event giving rise to the claim.Links to Third-Party Sites
Third-Party Content
‍The Website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
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No Endorsement
‍Links to third-party websites do not imply endorsement or approval of any content or services on those websites. You access any third-party sites at your own risk.
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‍Indemnification
You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, damages, obligations, losses, liabilities, and expenses (including but not limited to legal fees) arising out of or related to your use of the Website, violation of these Terms, or infringement of any third-party right.
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‍Governing Law and Jurisdiction
These Terms and any related dispute are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any legal action or proceeding arising out of or related to these Terms or the Website shall be brought exclusively in the courts located in Ontario, Canada.
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‍Termination
We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Website at any time, for any or no reason, without notice or liability to you. Upon termination, all provisions of these Terms which by their nature should survive termination (e.g., ownership provisions, warranty disclaimers, indemnity, limitations of liability) shall remain in full effect.
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‍Severability
If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect.
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‍Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Website and supersede any prior or contemporaneous agreements, communications, or understandings (whether oral or written).

‍Contact Information
If you have any questions or concerns regarding these Terms, please contact:
One For All Holdings, Inc.
‍2233 Argentia Road, Suite 302,
Mississauga, Ontario, L5N 2X7
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‍Email: contact@oneforholdings.com
‍Phone: 289-819-1253
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‍By continuing to use this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.